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Confidence in the safety and integrity of Austria. Enjoy a lifetime of  financial freedom. Open your Austrian Bank account online today with a bank with over
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Our set up fee to open a personal current account is only 499 Euro 



  • Unmatched knowledge and efficiency of Austrian banks in executing and holding worldwide stock, bond, metals and foreign currency investments, including multi-currency accounts.
     

  • Asset protection from all kinds of hazards, such as court judgments, divorce, malpractice suits, bankruptcy, and nuisance lawsuits for example. A Swiss bank account cannot easily be frozen, seized or looked into by anyone.
     

  • International tax, succession and estate planning is facilitated under Austrian laws. Austria is tax free for international investors.
     

  • Financial privacy under the strong bank secrecy laws Austria written into the constitution and cannot be changed without a majority vote of the people.
     

  • Versatility and personalized services by independent Austrian asset managers
     

  • Benefit from one of the world's most established financial centers
     

  • Easy communication with banks with low minimum starting balance, minimal paperwork and no trip to Austria required to open an account. Austria
     

  • Open an account in any currency or multiple currencies online.

 

The privacy advantage. Austrian bank secrecy laws protect your assets from unauthorized snoops, private investigators, contingency-fee seeking lawyers even government officials—from prying into your financial affairs. Indeed, the confidenti¬ality of Austrian bank accounts is protected by a law with the same legal status as the Austrian Constitution! Absent evidence that you have committed a serious crime, Austrian bank secrecy is virtually impenetrable. Compare this to the United States where even mar¬keting agencies regularly share your private financial information. In Austria, such con¬duct would be deemed criminal and could result in stiff fines or even imprisonment. more.

The banking advantage. Austria's "universal banks" combine the services of a bank and broker, a combination not common in Anglo-Saxon countries, especially the United States. Banks in Austria offer similar services as in neighboring Switzerland, but at a lower cost and historically, with a somewhat lower profile.

The asset protection advantage. If your goal is to protect assets from frivolous litigation or seizures, Austria has much to offer. In Austrian courts, the loser must pay the winner's legal bills, courts can't award punitive damages in civil disputes, and all relevant docu­ments must be translated into German by an official translator. And, there is no automatic recognition or enforcement of U.S. civil judgments. 

The euro advantage. Austria is part of the European Currency Union and uses the euro as its official currency, giving it unrivaled access to the markets of the other 12 members of the euro block, including trading giants Germany and France. Combine this with first-class Austrian banking services and you'll find unparalleled financing for investments through­out the EU and Central and Eastern Europe.

The freedom advantage. The Heritage Foundation's Index of Economic Freedom rates the Austrian economy as one of the freest in the world—18th out of 157 countries rated. In monetary policy, foreign investment policy, banking, wages and prices, and respect for property rights, Austria has very high ratings. Taxes and regulation remain high, although both have been eased in recent years. The cost of government, however, is largely born by Austrian residents—not by foreign investors.

The neutrality advantage. Austria's constitution guarantees permanent neutrality in in­ternational disputes. This makes Austria an unlikely target for terrorism and possible dis­ruption of its financial markets. In contrast, terrorist attacks in the United States on Sep­tember 11, 2001 forced closure of all U.S. financial markets for the next four days. De­spite a worldwide anti-terrorist crackdown since the September 11 tragedy, terrorism inci­dents have continued to increase. The United States and its allies remain much more vul­nerable to terrorist attacks and disruption of financial markets than neutral havens like Austria.

Safe financial haven. Many countries are in a much more precarious situation financially than many investors realize. Consumer, corporate and government debt levels are at record highs, and a recession, when it finally comes, is likely to be severe. Fortunately, in some countries, banks are run much more conservatively, and the risk of failure is lessened. For instance, in Austria, the banking system has historically been organized in sectors; e.g., banks owned as cooperative societies. Each bank in these sectors has agreements with other banks in that sector to come to one another's aid in the event of a failure of one bank. For this reason, along with strict regulation, there have been very few bank failures in Austria since the Great Depression of the 1930s. Protection from a falling U.S. dollar. Record deficits and a faltering U.S. economy have led to a sharp decline in the value of the dollar in recent years. Buying foreign currencies helps protect you from dollar devaluation, but most U.S. banks make it difficult to buy foreign currencies. It's a different story offshore. At an Austrian bank, you can invest in any freely traded currency, in many different forms—CDs, stocks, bonds, etc. Even if these currencies don't rise in value against the greenback, your portfolio will gain diversifi­cation.

Financial privacy. The United States has some of the world's laxest privacy laws. For a few dollars, you can perform a search on the Internet to locate your target's home ad­dress, work history, telephone records and even balances in U.S. securities and bank ac­counts. You can slow down this trade in your data, but you can't stop it, especially if it's the government doing the snooping under laws like the USA PATRIOT Act. And financial accounts are notoriously insecure, contributing to an explosion in identity theft. In con­trast, by taking advantage of bank secrecy laws in a country like Austria, you can avoid needless scrutiny of your private financial affairs. 

True Bank Protection. The proliferation of unauthorized charges and unresonable bank fees is a great reason to look at Austria for your banking needs. No more logging into your bank account just to find a rash of charges you did not make along with bank fees piled on top of bank fees. in Austria you can actually call your banker and get a real person to answer the phone. If you have any trouble that you cannot solve with the bank you may call us and we will assist you with contact.

Asset protection. Due to the proliferation of lawsuits in the United States—more than 50,000 per week—moving a portion of your wealth outside the United States is also impor­tant for asset protection. U.S. juries are notorious for awarding millions of dollars of dam­ages for actions that almost never lead to lawsuits in other countries. But outside the United States, you can find "wealth havens" such as Austria with legal procedures in place that are highly unfavorable to frivolous litigation. 

Protection against civil forfeiture. The risk of having the government seize your property may seem remote, but it shouldn't, if you own property in the United States. Under state and federal civil forfeiture laws, you don't have to be convicted or even accused of a crime to lose your property. By contrast, in Austria, forfeiture of your property is possible only if it can be proven it was wrongly acquired through criminal activity, and in conjunc­tion with an actual criminal proceeding. Those are important safeguards lacking in the United States.

Protection from corruption and crime. In many parts of Asia, South America and Af­rica, residents must deal with a corrupt legal system. Corruption can easily lead to a situa­tion where criminal gangs infiltrate the banking system and the tax administration. Suc­cessful entrepreneurs in such countries avoid the banking system to prevent shakedowns, thefts and even kidnappings. Instead, they maintain the bulk of their assets offshore in a stable country like Austria with a trusted legal system where privacy is taken seriously.

Buy or Sell Any Security in the World. it's perfectly legal for a person to purchase any security in the world—stocks, bonds, funds, etc. And your Austrian bank account provides an ideal way to enter the world of offshore securities trading.
Under Austrian law, non-residents may purchase any Austrian or foreign security (Wert-papier) traded in Vienna or at any other stock exchange (Börse) in the world—stocks, bonds, war¬rants, derivatives, etc. The purchase price, less applicable commissions, is debited from your bank account and credited to a custodial securities account (Wertpapierdepot) maintained by the bank.
Minimum purchases for securities are low at most Austrian banks, in some cases €1,000 or less. As with domestic securities accounts, you may issue limit order instructions to buy only at a certain price or better; limit sell orders to sell at a certain price or above; or stop-loss orders to sell whenever the market price drops below a certain level.

Austrian Banks are Safe. Austrian banks are strictly regulated. All banks are required to have an internal audit de-partment responsible for monitoring account activity, hunting for errors and mistakes, and insuring compliance with codes of conduct. Each bank must also hire external auditors for an annual review of the bank's compliance with Austrian banking laws, commercial laws, and accounting standards. They check the balance sheets, the profit statements and report results to banking regulators, and insure compliance with all relevant laws.

Investments in an Austrian bank account are also covered by a deposit guarantee scheme. Per depositor, deposits are guaranteed up to €20,000 in the event of bankruptcy, receivership, or discontinuation of payments.

Austrian bank are tax-free. Most non-Austrian investments made by non-residents through an Austrian bank are tax-free. Austrian law defines “non-residents” as natural persons with permanent or habitual residence outside Austria and who do not stay in Austria for continuous periods of more than three months. Legal entities whose registered office or place of management is outside Austria are also consid­ered non-resident.

Private Banking. European Financial Services can arrange for a wide range of Private banking services in Austria and switzerland. We can open accounts with a large swiss banking group located in vienna which has private banking, investment banking, and asset management operations in Austria, the Cayman Islands, Germany, Italy, Liechtenstein, Luxembourg, and Spain, in addition to several offices in Switzerland. A private banking representative office is open in Vancouver, Canada. The group has no operations in the United States except for an asset management office in New York.

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The new BAWAG is a bank for private and business customers who expect exceptionally high service and consulting quality. Highly qualified advisors offer first-rate solutions tailored to meet the customer's specific needs from a broad product portfolio. BAWAG's products and services are an excellent value for the money, and the bank sets itself apart from its competitors by focusing more on meeting its customers individual needs.


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The livechat that will boost your EBAY Sales
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The livechat that will boost your EBAY Sales
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Embedded Chat | Succes Rate
Embedded Chat makes all the difference!

Now with two way WebCam Video and Audio, Live or Simulated video at the press of a button.

EmbeddedChat will increase your conversion rate by a number you never thought possible. On most websites the conversion increase is about 10 times that of ordinary chat programs. The facts are indisputable. Embeddchat is a revolution in website marketing. There is no other program on the INTERNET that will increase your sales more than Embeddedchat. Download and use Embeddedchat on your website and see for yourself. you will be amazed at the difference.

The idea is simple, when a visitor lands on any page of your website, there will be an open chat box with a live person from your company or ours greeting them and giving them valuable information while also gaining their contact information or making a sale right on your website. The history of the chat will be displayed in the embeddedchat box as the person surfs through the pages of your website.

We have found that with the traditional method of having just a button on your website for a person to press to initiate a live chat session has about a 2 in 100 conversion rate. The fact is that most people will not press the button or when they do they will abandon the chat when they see the effort they have to go through to talk to someone. With Embeddedchat on your site in most cases 20 people out of 100 will respond that so it reads chat that is embedded.

We will install this chat free of charge

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Embeddedchat has changed all that. No buttons to press. No forms to fill out and never a screen that says "sorry no chat operators available". If you choose not online, our chat box turns into a simple quick quote form which will send the lead to your database and your visitors do not get the feeling you are not paying attention to business by seeing no one is online to help them.

Along with most functions of other leading chat systems, we have designed Embeddedchat with the operator in mind so you have nothing to do untill a visitor types something to you. WIth most programs you have to invite the person to chat or answer the take chat functions which make them very time consuming to operate. Embeddedchat adresses all these downfalls and we have taken away all unessary actions for an operator. Just let the program sit in the background and do the work untill a visitor types a response to your greeting.

If you are looking to use Embeddedchat as a traditional live chat with initiated by banners or buttons the program has that option also.

Private Label Embeddedchat with your brand and start your own software sales company and/or Chat answering service!

Real Time Web Visitor Tracking With Live Stats
Watch visitors arrive at your site in real time and move from page to page. Gather information about the visitor, and see how they found you.

Real Time Prospect Tracking
Track 'Prospects' by watching which pages a visitor is requesting. See how many prospects are converting by PPC campaign or keyword.

Web Analytics
View detailed web analytics reports. Who's on gives you both 'live' and historical views  of your site activity.

Real Time Error Alerting & Site Monitoring
Get real time reports of page errors or click fraud. Monitor your website up-time and get real time alerts.

Proactively Engage Online Visitors
Engage your visitors with proactive 'Invite' requests.  Configure automatic rule-based engaging. 

Live Chat & Click To Call Back
Easily add live visitor chat to your website. Let visitors communicate with you as they browse. Increase sales and improve customer support.

Small Business & Enterprise Level Solutions
Who's on is available as a hosted service or as a scalable self-hosted product.

Solutions For ISP's
Provide live stats, analytics & live chat services for your own customers. Run on your own servers and earn revenue under your own brand name.

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Turn up to 90% of your web visitors into Clients! Our Embedded Chat does just that. Not just live chat, Embedded Chat! This Phenomenon Will Skyrocket Your Sales!

Embedded Chat® helps organizations to increase online Sales Revenue and provide better Customer Service - all in Real Time - and literally with a mouse click.

Embedded Chat® provides instant benefits and maximum returns to its clients.

Embedded Chat® Significantly increases new customer acquisitions and online conversions.

Embedded Chat® Generates qualified leads from your online marketing and print campaigns.

Embedded Chat® Decreases shopping cart abandonment rates and customer churn.

Embedded Chat® Increase sales, reduce support costs, and attain rapid ROI.

Embedded Chat® Services more prospects and customers, more efficiently.

Embedded Chat® Maximizes customer satisfaction, loyalty and profit.

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Do you want to convert web visitors into Clients? You have spent the time money and effort to make a web presence and you have targeted visitors coming to your site. Unfortunately, most of these visitors end up just a number on your stat report. Take control of your website. Make the sales that your website was designed for. We can turn those visitors into leads and you can turn the leads into sales. Our Live Chat Services (powered by Embedded Chat® allows you to do this and much more.

If you are not using Embedded Chat® on your site, you are losing valuable clients as most people are going to your site and leaving without you having any interaction with them. POTENTIAL clients are leaving your site as another anonymous visitor. We change all that with our Embedded Chat® technology. There is an unbelievable difference what Embedded chat does for converting browsing web surfers into leads and clients. When a visitor comes to your site they are already in a chat. The window is open and the operator is engaging them. Our main goals are:

  1. Get the visitors contact information so you can contact them

  2. Answer questions they may have about your site.

  3. Let them know that you take your online business and support seriously.

  We're so confident that it works, we give you a 10-day, fully-functioning, free trial.

Go ahead, try it out.

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Turn up to 90% of your web visitors into Clients! Find out more about Embedded Chat. Embedded Chat - Not on only live chat

Our staff is goal oriented and dedicated to getting the contact information of people that are interested in your products or services.

With our Embedded chat your customers do not even have to  click a button to chat, they are already in a chat when they enter the site, If they ignore the chat window we have the power to invite them to chat with a floating invitation. Why would you want to do that? Direct contact with the customer means customer confidence, conversion rates and sales skyrocket.

Imagine this:
Let's say that your customer contacts you for a live chat through our Embedded Chat®. They'd like to buy a pack of 40 candles, but they only see packages of 15. Not only can you push them to the page showing a pack of 50 candles, you can offer them a discount and assist them through the purchase process all through  Embedded Chat®. The customer is happy, they commend you for the great customer service, and you've got more money in your pocket.

Imagine if your customers can get answers and live help to their questions from you right now. No matter how informative your website is, people will have more questions about your services or product. Our live chat software will increase trust by making your website come alive.

  • Instead of leaving visitors to navigate your site by themselves, you would be in control. You would be able to engage your customers and proactively guide them right toward a sale.
  • No longer will you worry about losing a potential customer because a simple question wasn't answered.
  • You will increase your visitors' confidence by showing there is a real live person behind your site.

Increase your sales: Chatters are 3 times more likely to buy from the site.
Site visitors that are provided the option to chat with a sales expert are 25-200% more likely to make purchases from your website. Online shoppers are still wary to trust a website's technology and purchasing procedure, and sometimes even the most web savvy shoppers need help. With Embedded Chat, your business can offer your customers the information and online confidence they seek. Agents can use the opportunity to develop relationships with customers and suggest items to upsell.

Improve your customer service: Chatters are twice as likely to return to the site.
90% of customers prefer live human interaction for online assistance, but 80-90% of the same customers would rather not use the phone. Using Embedded Chat, customers avoid the hassles of navigating phone systems or waiting on hold for up to an hour to speak with a phone agent. Many will simply give up and find your products elsewhere if they can't get help instantly. This is especially true among dial-up internet users.

Increase your online revenue
Chatters are 3 times more likely to buy from your site having spoken with your sales staff

Increase staff performance
Each chat is automatically saved online so you can access them at the end of every day to see how your staff performed. This will give you a better idea of what your customers requests are and how your staff are handling them.

Reduce your staff costs
One operator can easily handle multiple customers at the same time. Resolving customer support issues with Embedded Chat is up to 90% less expensive than a phone call or an email. By incorporating the live chat button into the emails your staff send to customers you also make it easier for customers to respond quickly.

Increase your customer satisfaction and loyalty
Your customers experience shorter waiting time and get immediate answers to their questions.

24-7 Chat Answering
Embedded Chat® has a 24 hour call center that can answer your visitors chats for you after hours and on weekends, passing you on leads so even when your staff is out of the office we are still gathering leads to pass onto you the next business day.

Hosted and Client Hosted
Embedded Chat® has both a hosted version (stored on our servers) and a client hosted (stored on your servers) program allowing you more flexibility.

Report Download
At the end of each day our team can send you a file with all the chats that took place that day. This can be printed off for you to browse on the way home. This allows an excellent insight into what your staff is saying to customers and what your customers are looking for.

Prechat Survey
Embedded Chat® allows you to set-up a series of questions for your visitors to answer once they’ve clicked the chat button. This will help you to build a profile of your website visitors before you begin chatting. You can also use this to follow up with our website visitors.

Customized buttons
Our team can provide you with well-designed buttons to attract your visitors attention. We can also customize the chat interface to ensure that it blends with your website.

Canned Responses
You can save standard responses to questions to answer typical customer queries. This saves time and enables you to word your responses well.

Chat logs
All chats are automatically saved on a secure database which you can view 24 hrs 7 days a week.

Reporting
With Embedded Chat® you can use chat logs to run reports on various criteria such as operator reports, reports by date, reports by keyword(s), reports by prechat survey criteria.

Postchat Survey
Your sales staff can rank conversations based on the quality or subject of conversation.

Chat Alert
Your staff are alerted every time a customer enters a chat through a beeping sound on their pc.

Multiple Chats
Your staff can have chats with multiple visitors at the same time.

Chat Transfers
Your staff can pass a visitor to another staff member to handle their query.

Operator Interchat
Your staff can contact each other instantly with any queries they may have.

Multiple Operators
You can have multiple staff online using Embedded Chat®

Push Page
Quite often you will have a web visitor who can't navigate to a particular page on your website. Using Embedded Chat you can push the page to them so all they have to do is to click the link and they are there. Quite a number of our clients use this to encourage their web visitors to register for a particular product.

Hosted Software
The chat interface can be loaded onto our server so that you don't have to do anything more than place the live chat button on your web pages. In fact, we can also do this for you if you don't have time. We also have a non hosted version which can be hosted by you on your servers.

Offline Email Form
Allow your visitors to leave a message if you are not signed in as an operator. This message will be forwarded directly to your e-mail box. Alternatively we also have the option of answering the chats for you after hours too.

Customizable interface
This feature brings a little flare as it allows you to customize the look and feel of your interface in seconds changing the color of the interface, the graphics and the fonts in the conversation with customizable colors, font types, and sizes. Available for operator and visitor fonts.

Browser Compatibility
Embedded Chat is compatible with all browsers ensuring that you don't have any frustrated chatter trying to get through.

Visitor history
Click the name of the visitor and see the past chats they had with your company.

Typing indicator
A 'operator is typing' message indicator will appear which allows the other party to know when you are typing.

Return Visitor Recognition
When customers connect with a chat, their network IP addresses are recorded. When customers return, their presence is detected and prior chat histories can be instantly accessed.

Chat Invite
You can now invite your web browsers into a chat in real manually or automatically. This boosts interaction between your company and your website visitors.

Visitor Monitoring
You can now monitor your website visitors in real time, see what web page they are on, what search engine they came from and what keywords they used

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